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INSURANCE

How To Help With Bail Bonds

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If someone close to you has been arrested, then you might want to help them out. There are a number of ways that you can do this, but the easiest is often to assist in contacting a bail bondsman. If that is the case, then there are some things that you should know about bail, such as: Whether Bail is Legal in Your State The first question that you need to ask yourself is whether or not commercial bail is even legal in your state. Read More»

Debunking The Most Common Myths About Teen Auto Insurance

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Any parent of a teen driver knows just how stressful it can be to watch your teen receive his or her license and begin driving. At the same time, this is a rite of passage for all teens and something you should also be proud of your child for accomplishing. If your teen is quickly approaching the stage of learning how to drive, however, there are some myths regarding teen auto insurance that you should know the truth behind. Read More»

3 Financial Steps To Take Once You Have A Baby

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Bringing home a new baby is a joyous and beautiful time in life, but it also signals the beginning of many new responsibilities. In addition to caring for and loving your new addition, there are practical and financial matters to attend to. Here are three important financial steps to take once you have a baby: Get Life Insurance Should a tragedy occur, you need to know that your family will be okay financially. Read More»

Is Uninsured Motorist Coverage Necessary?

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If you’ve been looking at getting car insurance, you may come across something that is called “uninsured” or “under-insured” motorist coverage. You may think that is type of coverage is unnecessary because everyone is required to have insurance or proof of financial liability in all states. However, a 2014 study by the Insurance Information Institute estimates that about 12.6%, or 1 in 8 drivers, were driving without insurance in 2012. In some states, it can be as high as 1 in 4 drivers without insurance. Read More»

Got Road Rage? Control It Before You Get Into An Auto Accident And Raise Your Insurance Premium

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Sixty-six percent of traffic fatalities are caused by aggressive driving (road rage). It can be hard sometimes keeping your cool while driving, especially if someone cuts in front of you, follows too closely behind you, or almost causes you to have a wreck. Honking or flashing lights may also bother you. Once the rage sets in, your mind may be more on your rage than on your driving. This can easily cause you to have a wreck. Read More»

What Different Types Of Coverage Are Commonly Offered By Homeowner's Insurance Policies?

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If you own your own home, it is very important to carry a homeowner’s insurance policy. This ensures that a homeowner has damages covered should some sort of disaster occur in his home. These are some of the different types of coverage that are commonly offered by a homeowner’s insurance policies. Property Damage  If a person has homeowner’s insurance and a fire occurs that destroys their home, they will be reimbursed for the loss of their home. Read More»

Check To See If You Qualify For Lower Auto Insurance Rates After Getting Married

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You shouldn’t be discussing auto insurance on your wedding night, but soon afterwards you should contact an independent auto insurance agent. Not only will you need to add your spouse to your auto policy, but you two may also qualify for lower auto insurance rates after you say “I do.” Most auto insurers offer married couples lower rates than they give single individuals, and you’ll want to see whether you and your spouse can save on your monthly premiums. Read More»

3 Ways To Avoid Dental Lawsuits At Your Practice

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As a dentist, you will be required to purchase dental malpractice insurance, which can be extremely costly. The cost is based on the amount of insurance you purchase, the type you choose, and your history of claims and lawsuits. If you want to keep your costs low, you will need to find ways to avoid malpractice lawsuits. Here are three tips that might help you prevent getting sued by your patients. Read More»

3 Things You Should Ask Your Auto Insurance Agent

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Sometimes when people shop for auto insurance, they get into a hurry and forget to check out the details. Unfortunately, signing up for an auto insurance policy quickly might not always lead to the best experience. Here are three things you should ask your auto insurance agent, and why it might be worth your time to slow down and do things the right way: 1: “Do you offer emergency roadside assistance? Read More»

Taking Your Classic Car On The Road: Three Things To Remember

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Owning a classic car can be a lifelong dream for car enthusiasts, but there are a few things you’ll want to remember before you take your car out on the road. Use this guide to prepare for your trip and ensure that your car will give you years of use. Purchase The Right Auto Insurance Services Rules for insuring classic cars can be tricky. Auto insurance services for these types of cars depend largely on the age of your vehicle and what you will be using it for. Read More»