How To Determine How Much Life Insurance You Need

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Just how much life insurance do you need? Unfortunately, there is no simple answer to this question. Some people need a policy that pays enough to cover their funeral expenses, while others need enough to pay off their mortgage, support their family, and keep a business running. You need a basic guide to help you determine the amount of life insurance you should cover. How Much Debt Do You Have? Read More»

Recently Get A DUI? Know How It Affects Your Car Insurance

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Once you have been convicted of a DUI, it can be difficult getting back on the open road. The first roadblock you’ll run into is getting car insurance. By knowing how your car insurance is affected by a DUI, you’ll know what to expect. Know About SR22 Auto Insurance  Part of being allowed to drive again after your DUI will be getting SR22 insurance, which is a certificate that ensures financial responsibility. Read More»

How To Save Money By Raising Your Home Insurance Deductible

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If you want to pay the least amount possible for your home insurance, you can achieve this by bumping up your deductible to a really high amount, such as $10,000. This may seem crazy to you, but it will help you save a lot of money; however, there are certain things you should consider doing if you decide to follow through with this. Here are a few things to understand if you would like to increase your deductible to a really high amount. Read More»

Getting A Fair Payout For A Totaled Car

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Once an insurance company determines that your car is totaled, it is supposed to pay you an equivalent of the car’s value just before the accident. It’s likely that you will want to maximize your payout while the insurer will be interested in minimizing the payout. These tips will help you get a fair payout from the insurer: Include Extra Features The insurance payout of a totaled car should be based on the pre-accident value of the car minus a few deductions, such as your deductible. Read More»

Are You An Immigrant Shopping For Auto Insurance? Know These 3 Things

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It can be a challenge as an immigrant to get a driver’s license as well as the necessary auto insurance. The good news is that if you are able to legally drive a car in the US, getting auto insurance should be possible, though there may be some difficulties throughout the process. Be aware of these 3 things when it comes to getting auto insurance. You Must Have A US Driver’s License Read More»