If you’ve been looking at getting car insurance, you may come across something that is called “uninsured” or “under-insured” motorist coverage. You may think that is type of coverage is unnecessary because everyone is required to have insurance or proof of financial liability in all states. However, a 2014 study by the Insurance Information Institute estimates that about 12.6%, or 1 in 8 drivers, were driving without insurance in 2012. In some states, it can be as high as 1 in 4 drivers without insurance. Read More»
Sixty-six percent of traffic fatalities are caused by aggressive driving (road rage). It can be hard sometimes keeping your cool while driving, especially if someone cuts in front of you, follows too closely behind you, or almost causes you to have a wreck. Honking or flashing lights may also bother you. Once the rage sets in, your mind may be more on your rage than on your driving. This can easily cause you to have a wreck. Read More»
If you own your own home, it is very important to carry a homeowner’s insurance policy. This ensures that a homeowner has damages covered should some sort of disaster occur in his home. These are some of the different types of coverage that are commonly offered by a homeowner’s insurance policies.
Property Damage
If a person has homeowner’s insurance and a fire occurs that destroys their home, they will be reimbursed for the loss of their home. Read More»
You shouldn’t be discussing auto insurance on your wedding night, but soon afterwards you should contact an independent auto insurance agent. Not only will you need to add your spouse to your auto policy, but you two may also qualify for lower auto insurance rates after you say “I do.” Most auto insurers offer married couples lower rates than they give single individuals, and you’ll want to see whether you and your spouse can save on your monthly premiums. Read More»
As a dentist, you will be required to purchase dental malpractice insurance, which can be extremely costly. The cost is based on the amount of insurance you purchase, the type you choose, and your history of claims and lawsuits. If you want to keep your costs low, you will need to find ways to avoid malpractice lawsuits. Here are three tips that might help you prevent getting sued by your patients. Read More»
Sometimes when people shop for auto insurance, they get into a hurry and forget to check out the details. Unfortunately, signing up for an auto insurance policy quickly might not always lead to the best experience. Here are three things you should ask your auto insurance agent, and why it might be worth your time to slow down and do things the right way:
1: “Do you offer emergency roadside assistance? Read More»
Owning a classic car can be a lifelong dream for car enthusiasts, but there are a few things you’ll want to remember before you take your car out on the road. Use this guide to prepare for your trip and ensure that your car will give you years of use.
Purchase The Right Auto Insurance Services
Rules for insuring classic cars can be tricky. Auto insurance services for these types of cars depend largely on the age of your vehicle and what you will be using it for. Read More»
There is a general belief that married motorists pay less for their auto insurance than their single counterparts. This is generally true because insurers view married insurers as safe drivers. You can sometimes even reduce your insurance rate further by combining your policy with that of your spouse’s policy. However, there are situations in which combining policies may not be a worthwhile move. For example, combining policies may not be suitable for these four situations: Read More»
When you own a recreational vehicle, it’s natural to want to get out on the road and enjoy a trip whenever you want. To do this though, you need to be sure to have a great insurance policy. You might think that a regular auto insurance policy will cover you on your RV trips, but here are some reasons why a standard auto policy might not offer you the coverage you need. Read More»
Paying insurance can get expensive, which is why it is always great to find new ways to reduce your insurance bill, even if it is only by a couple of dollars here and there. If you own an RV, make sure that you take advantage of the following five easy ways to save on insurance.
Consider Getting a CDL License
Although you do not need a commercial driver’s license, or CDL, in order to drive an RV, you can score lower rates on your insurance policy if you do have one. Read More»
