Why Your Company Might Want Or Need To Hire A Public Claim Adjuster

Was your commercial building recently damaged and you are going to have to reach out to your insurance company to file a claim? Before you actually move forward with that decision, there's another phone call you might want to make and that's to a local public claim adjuster. A public adjuster can be hired to assess the damage and write an independent report that could end up being to your benefit. Here's why your company or business might want to go down this path.

Gather Evidence for Your Claim Following a Major Incident That Has You Reeling

Was there a major fire at your workplace? Did an act of nature take out your entire warehouse? Normally, when filing a claim with your insurance company, you would take photographs of the situation and send in the documentation. It's understandable, though, if you are not in the right mind in the immediate aftermath of an incident that has severely damaged your business. By hiring a public claims adjuster, you can bring someone in who will take a close look at everything with a critical eye and will write up a complete report that leaves no stone unturned. You may end up with a more complete picture to present to your insurance company by hiring a professional instead of trying to put the documentation together yourself while your mind is still reeling from the repercussions of the incident.

Have Someone on Your Side From Start to Finish

The insurance agent that you purchased the policy from might be friendly enough, but sometimes insurance firms can come forward with a different kind of persona when you actually try to get a payout on your policy by filing a claim. It is the job of the insurance firm's adjuster to try and minimize the payout to their company. By hiring a public adjuster that works for you, you can get an honest assessment that does not have any bias to it, and this evidence can be used to your advantage if there is a dispute with the insurance firm.

Hire a Professional Who Will Use Their Experience (and Not Emotion) to Get the Job Done

Your public claims adjuster can even talk directly to your insurance company on your behalf and attempt to negotiate a payout or settlement that makes sense. It's always important to go into any business negotiation devoid of emotion so you don't let your feelings lead you to a hasty decision or make you say something you'll regret later. If your building is damaged, you might not be in the right state of mind. A public claims adjuster can handle this situation so you don't have to.

For more information, contact a public adjuster near you.