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INSURANCE

Tired Of Paying Too Much For Auto Insurance? Top Tips For Lowering Your Costs

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One of the things you’ll need to have if you drive a car is coverage for your vehicle. This will allow you to remain financially secure if you’re in an accident. It’s vital to find the best insurance at a price you can afford. However, there are a number of things you can do that will help lower this expense for you. 1. Start a carpool Keeping the miles, you drive down is a great way for you to pay less for your auto insurance. Read More»

FAQ About Selling Final Expense Insurance

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Selling life insurance to people for a living can be frustrating when you are not making a large amount of money in commissions. Finding people who are willing to purchase life insurance from you is another problem that you can run into. If you are ready to move your career to the next level, you might want to enroll in a training course that will teach you how to successfully sell final expense life insurance. Read More»

3 Simple Things You Can Do To Save Money On Your Home Insurance

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Every homeowner needs to carry home insurance. In fact, if you have a mortgage on your home, you are usually required to carry homeowners insurance. But even if you own the home outright, or if you are not required by your lender to carry insurance, you should always have a policy. It is the best way to protect yourself and your investment. However, just because you must carry insurance doesn’t mean that you need to spend too much money on it. Read More»

What's Really Happening With Renters' Insurance

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Do you rent your living space? If so, you may not have renters’ insurance. Some people who rent make false assumptions about this type of insurance, which can result in them not getting it. There are a few reasons for you to consider getting renters’ insurance. Even though you may not ever own the space you are renting, the items in it are your property. Imagine them getting stolen or damaged as a result of a tragedy such as a fire. Read More»

Should You Get Collision Insurance?

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In many states, collision insurance is not a mandatory part of your insurance coverage. But for many car owners, it can be a vital part of their insurance plans. Here is what you need to know about collision coverage for car accidents.  Differences Between Liability and Collision Insurance You may be wondering whether your standard liability coverage will pay for your car accident damage. The answer is often no. With bare bones car insurance, your insurer will pay for damages to another person’s car in the event that you are responsible for an accident. Read More»

How To Determine How Much Life Insurance You Need

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Just how much life insurance do you need? Unfortunately, there is no simple answer to this question. Some people need a policy that pays enough to cover their funeral expenses, while others need enough to pay off their mortgage, support their family, and keep a business running. You need a basic guide to help you determine the amount of life insurance you should cover. How Much Debt Do You Have? Read More»

Recently Get A DUI? Know How It Affects Your Car Insurance

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Once you have been convicted of a DUI, it can be difficult getting back on the open road. The first roadblock you’ll run into is getting car insurance. By knowing how your car insurance is affected by a DUI, you’ll know what to expect. Know About SR22 Auto Insurance  Part of being allowed to drive again after your DUI will be getting SR22 insurance, which is a certificate that ensures financial responsibility. Read More»

How To Save Money By Raising Your Home Insurance Deductible

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If you want to pay the least amount possible for your home insurance, you can achieve this by bumping up your deductible to a really high amount, such as $10,000. This may seem crazy to you, but it will help you save a lot of money; however, there are certain things you should consider doing if you decide to follow through with this. Here are a few things to understand if you would like to increase your deductible to a really high amount. Read More»

Getting A Fair Payout For A Totaled Car

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Once an insurance company determines that your car is totaled, it is supposed to pay you an equivalent of the car’s value just before the accident. It’s likely that you will want to maximize your payout while the insurer will be interested in minimizing the payout. These tips will help you get a fair payout from the insurer: Include Extra Features The insurance payout of a totaled car should be based on the pre-accident value of the car minus a few deductions, such as your deductible. Read More»

Are You An Immigrant Shopping For Auto Insurance? Know These 3 Things

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It can be a challenge as an immigrant to get a driver’s license as well as the necessary auto insurance. The good news is that if you are able to legally drive a car in the US, getting auto insurance should be possible, though there may be some difficulties throughout the process. Be aware of these 3 things when it comes to getting auto insurance. You Must Have A US Driver’s License Read More»