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INSURANCE

3 Types Of Homeowner's Insurance Coverage To Consider

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Homeowners insurance is extremely important in order to protect yourself in the event of damage to your home or property. While homeowners insurance is often required when you finance a home, there are many types of optional coverage types that you should consider. Three types of coverage to consider are earthquake, rebuilding upgrade, and increased personal property coverage. Earthquake Coverage Earthquake coverage is quite important if you live in an area where there is a possibility of earthquakes. Read More»

What You Must Consider When Shopping For Personal Watercraft Insurance

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The summer season is only a couple of months ahead, and a large number of individuals are already thinking about how they’re going to enjoy their vacation on their personal watercraft. Yet, there are a few things that they need to consider first, such as ensuring that their boat insurance policy is comprehensive enough. Indeed, the last thing they want is to be confronted with the unexpected, and realize that the particular event isn’t covered. Read More»

5 Simple Strategies To Help You Afford Your Auto Insurance Premiums

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Auto insurance can be expensive to buy and seem like a luxury you cannot afford. Never skimp out on your auto insurance though. As it may not be possible for you to get a second income, here are five simple strategies to help you afford your auto insurance premiums.  1. Use Professionals in Training People still learning their trade will often offer their services at a cheaper rate. Get your hair cut or beauty treatments done for free or at a reduced cost at local colleges or beauty schools. Read More»

Protecting Your Family With A Child Life Insurance Policy

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For most people, the idea of living longer than their children seems outrageous. However, life is full of unexpected twists and turns that can make even the most outrageous of ideas an unfortunate reality. Protecting yourself and the rest of your family in these critical moments is important. Should you be faced with this tragedy, a life insurance policy for your child can serve as the added layer of protection you need. Read More»

Simple Ways To Lower The Cost Of Your Auto Insurance

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Auto insurance is a necessity when you own a car, but this doesn’t mean you should be paying a lot for it. If you feel you are paying too much for your auto insurance, there are some things you can do to lower your premium. By following some of the tips below you’ll see that you can be paying less for your insurance. Pay one time instead of paying on a monthly basis Read More»

5 Places To Find Health Insurance For The Affordable Care Act

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The Affordable Care Act changed the health insurance requirements and mandated health insurance. If you fail to purchase the insurance you will have to pay a fine. It is important to get health insurance quickly, since the fine is prorated and you can save money by getting health insurance quickly. Learn where to look for a health insurance policy that will meet the guidelines. Health Exchanges Through Your State One way to find qualifying health insurance is to use the health exchanges set up by the government. Read More»

Teenager Driver? Here's How To Reduce Auto Insurance Costs

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Although you are probably really excited about and proud of the fact that your teenage son or daughter is finally able to drive, you might not be looking forward to the notorious cost of insuring a teenager. Even though it is true that most auto insurance companies do charge more for high-risk drivers – such as young teens who have little to no experience on the road – you shouldn’t automatically assume that you’re going to have to spend a fortune. Read More»

Protect Yourself With Travel Insurance

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When you travel, you may think that you do not need any extra insurance coverage. Your health and auto insurance will take care of anything that could come up and you won’t have to worry. Some think that obtaining travel insurance will just be an extra cost that won’t pay off. However, this is not true at all. People who travel without travel insurance quickly learn that the benefits outweigh the costs. Read More»

4 Easy Ways To Save On Your Car Insurance

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Car insurance can sometimes be really expensive. If there is more than one person in your family that needs auto insurance coverage, like from Savage & McPherson Insurance, then this can make it even more difficult to afford. Fortunately though, there are a wide variety of different ways that you can save money on this particular bill.  1. Keep A Clean Driving Record  Your car insurance rates can increase substantially if you have a poor driving record due to speeding tickets or accidents. Read More»

The Top 3 Legal Responsibilities Of Car Ownership Every Teen Should Know

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Owning your vehicle is a huge responsibility, so if you’re buying your teen his or her own car, it is important to teach them the three most important responsibilities of owning a car. There are certain laws that every car owner must adhere to if they want to keep their driver’s license and avoid legal problems after an accident.  Car Registration When you own a vehicle, you must register it in your name right away. Read More»