It is not at all uncommon for businesses to startup at home, especially small-scale retail businesses. After all, operating your business at home means that you get to skip the expense of investing in a storefront and keep more of your profit. If you have a small retail business and you are just starting out from your home, you may assume that commercial insurance is not something that you will need. Read More»
When a teenager gets his or her license to drive, it’s an exciting time – for everyone but the parent. Although you want to support your teen’s learning process behind the wheel, you’re also likely concerned about the child’s safety – and the fact that even a minor fender bender can increase your car insurance rate. While it’s not advisable to employ scare tactics in an attempt to make your teenager a safer driver, it can be valuable to discuss some important statistics so that he or she has a clear understanding of the risks of being in an accident or driving dangerously. Read More»
If you are just becoming a homeowner for the first time, you most likely learned about how much home insurance can actually cost. If the price was a bit of a shock, you should know that there are several ways that you can lower your yearly premium to put some cash back in your pocket. Consider these 3 tips for reducing your premium. Bundle Multiple Insurance Policies Unless you live in a major city with great public transportation, chances are that you have a car that you also need to have insured. Read More»
Starting to shop for a new home can be an exhilarating experience that only gets more exciting when you think that you’ve found the property that you’ll eventually buy. It’s understandable if you’re giving ample consideration to the size of the home and its attractive features, but it’s also worthwhile to think about how your home insurance rate will be impacted by the home. A wide range of factors can either increase your rate or decrease it. Read More»
Like most people, you want to protect your possessions and your life against any remote possibility of damage or loss. Policies for all of the above from a insurance provider (like Bear River Insurance) can be purchased through several insurance brokers. If you have never worked with an insurance broker before, here is what you can expect. More Than One Kind of Insurance When you work with a broker, there are dozens of different kinds of insurance. Read More»